Terms of Service

Last Updated: January 2025

1. Acceptance of Terms

By accessing and using stockpickr ("the Service"), you agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use the Service.

2. Description of Service

stockpickr provides AI-powered stock analysis tools, including but not limited to DCF valuations, market sentiment analysis, and investment recommendations. The Service is intended for informational purposes only.

3. Not Financial Advice

IMPORTANT: All information, analysis, and recommendations provided by stockpickr are for informational and educational purposes only. They do not constitute financial, investment, trading, or any other type of professional advice. You should consult with a licensed financial advisor before making any investment decisions.

4. User Accounts

To access certain features, you may need to create an account. You are responsible for:

• Maintaining the confidentiality of your account credentials
• All activities that occur under your account
• Notifying us immediately of any unauthorized use

5. Subscription and Payments

Premium features require a paid subscription. By subscribing, you agree to:

• Pay all applicable fees as described at the time of purchase
• Automatic renewal unless cancelled before the renewal date
• All payments are processed securely through Stripe

6. Cancellation and Refunds

You may cancel your subscription at any time through your account settings. Cancellations take effect at the end of the current billing period. We do not offer refunds for partial subscription periods.

7. Acceptable Use

You agree not to:

• Use the Service for any illegal purposes
• Attempt to interfere with or disrupt the Service
• Share your account credentials with others
• Scrape, copy, or redistribute content from the Service without permission
• Use the Service to manipulate markets or engage in fraudulent activities

8. Intellectual Property

All content, features, and functionality of stockpickr are owned by us and are protected by copyright, trademark, and other intellectual property laws.

9. Disclaimer of Warranties

THE SERVICE IS PROVIDED "AS IS" WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED. We do not guarantee the accuracy, completeness, or reliability of any information provided through the Service.

10. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, WE SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING BUT NOT LIMITED TO LOSS OF PROFITS, DATA, OR INVESTMENT LOSSES ARISING FROM YOUR USE OF THE SERVICE.

11. Changes to Terms

We reserve the right to modify these Terms at any time. We will notify users of significant changes via email or through the Service. Continued use of the Service after changes constitutes acceptance of the modified Terms.

12. Termination

We may terminate or suspend your account and access to the Service at our sole discretion, without prior notice, for conduct that we believe violates these Terms or is harmful to other users, us, or third parties.

13. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the United States, without regard to its conflict of law provisions.

14. Contact Information

If you have any questions about these Terms, please contact us at: [email protected]

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