Assurant, Inc. (AIZ) Stock Analysis
By stockpickr AI | March 1, 2026 | 10 min read
Investment Summary
Assurant (AIZ) is an insurance company currently trading at a reasonable valuation, suggesting it might be undervalued based on a DCF analysis.
Investment Recommendation
Buy
Fair Value: $135.50
Current Price: $119.67
Upside/Downside: +13.2%
Assurant's intrinsic value estimated through DCF analysis suggests a potential upside compared to its current market price. The company's consistent cash flow generation and strategic focus on specialty insurance provide a solid foundation for future growth, making it an attractive investment.
Key Metrics
- Market Cap: $7.22B
- P/E Ratio: 14.8x
- Forward P/E: 12.5x
- Revenue Growth (YoY): 5.7%
- Net Margin: 7.0%
- ROE: 12.1%
- Debt/Equity: 0.45
- Dividend Yield: 1.8%
Strengths
- Strong market position in mobile device protection, a growing segment.
- Diversified revenue streams across multiple insurance products and geographies.
- Consistent generation of free cash flow, enabling dividend payouts and share buybacks.
- Strategic acquisitions and partnerships to expand market reach and product offerings.
Risk Factors
- Increased competition in the specialty insurance market could pressure margins.
- Potential for adverse regulatory changes or increased compliance costs in the insurance industry.
- Sensitivity to macroeconomic factors that influence consumer spending and vehicle sales.
- Operational risks associated with managing claims and underwriting complex insurance products.